请英语高手帮我点评一下我的四级英语作文（语法、用词）万分感谢
1：越来越多的人使用信用卡,信用卡有哪些好处?
2：信用卡的弊端
3：你自己的观点
CreditCards
Nowadays,moreandmorepeopleusecreditcardsinsteadofcarryingalargeofmoney.Infact,therearebothadvantagesanddisadvantagesinusingcreditcards.Generallyspeaking,it'swidelybelievedthereareseveralpositiveaspectsasfollows.Firstly,thepeopleusecreditcardwithoutalargeofmoney,it'sveryconvenientandsafe.Andsecondly,moreandmorecustomersusecreditcardscanreduceamountofworktotheworkerswhoworkinasupermarketorarestaurant.
Justasapopularsayinggoes,"everycoinshastwosides",usingcreditcardsisnoexception,andinanotherword,itstillhasnegativeaspects.Tobeginwith,ifyouloseyourcard,itputyoutotroubleandyoumustgotothebanktoapplyforanewcard.Inaddition,manythievesmakeuseofittocheatthepeople,andmanypeoplelosemuchmoney.
Formypart,Ithinkweshouldtrytobringtheadvantagesofusingcreditcardsintofullplay,andreducethedisadvantagestotheminimumatthesametime.
